1) Reduce energy usage: switch to energy-efficient light bulbs, unplug electronics when not in use, and use a programmable thermostat to control heating and cooling.

2) Shop for better rates: compare utility rates and switch providers if a better deal is available.

3) Seal air leaks: check for air leaks around doors and windows, and seal them to reduce energy loss.

4) Conserve water: install low-flow showerheads and fix leaks.

5) Take advantage of off-peak hours: shift energy-intensive activities, such as laundry and dishwashing, to off-peak hours when rates are lower.

6) Invest in energy-saving appliances: upgrading to energy-efficient appliances can save money on utility bills in the long run.